🌍 The Congolese Diaspora and North American Real Estate: Building Prosperity through the FCN and EYA

Introduction: Three Pillars for a Prosperous Congo

The Democratic Republic of Congo (DRC) stands at a historic crossroads. Its immense natural and agricultural resources hold the potential to transform not only the country but also the African continent. To unlock this potential, three strategic levers are emerging:

  1. The subsoil, harnessed through the Amani Prosperity Plan, a strategic partnership with the United States to valorize critical minerals such as cobalt, copper, lithium, coltan, gold, and uranium.
  2. The soil, strengthened by Eyano Institut de manioc, which focuses on agricultural industrialization to ensure food security and create millions of jobs.
  3. The Congolese diaspora, a financial force spread across North America, Europe, Asia, and the Arab world, sending billions of dollars back home every year.

Yet, for this momentum to become a sustainable engine of development, the DRC needs a modern financial and monetary infrastructure. Two innovative initiatives led by the Eyano Group are key:

  • FCN (Franc Congolais Numérique): the official digital currency of the DRC, already submitted to the Constitutional Court with the Loi sur l’intangibilité monétaire, ensuring monetary sovereignty and transparency.
  • EYA (Eyano Cryptomonnaie): a private, global cryptocurrency, part of the Eyano International ecosystem, with its White Paper currently being drafted, designed for diaspora investments and worldwide transactions.

Together, North American real estate + FCN + EYA form an unprecedented financial bridge between the diaspora and the homeland.


1️⃣ North American Real Estate: A Stable Base for the Diaspora

A resilient market

North America remains one of the most stable and transparent real estate markets globally:

  • Canada: Cities like Toronto, Montréal, Ottawa, and Vancouver are among the most attractive for international investors.
  • United States: Dallas, Atlanta, Houston, Miami, and New York remain magnets for business and migration, ensuring continuous housing demand.

Benefits for Congolese investors

  • Regular rental income in strong currencies (USD/CAD).
  • Long-term property value appreciation.
  • Tax and credit advantages.

By investing in North American real estate, the Congolese diaspora secures stable passive income that can be reinvested back home.


2️⃣ From Remittances to Strategic Investment

Billions sent every year

The Congolese diaspora sends between 6 and 9 billion USD annually to support families in the DRC. Unfortunately, most of these funds are spent on consumption, with limited impact on structural development.

If just 20% of these transfers were channeled into collective real estate investment in North America, the diaspora could mobilize 1.5 to 2 billion USD annually. This capital would generate:

  • Stable rental revenues in USD/CAD.
  • Wealth creation through property appreciation.
  • Resources to reinvest in agriculture, energy, and industry in the DRC.

3️⃣ FCN: The Official Digital Congolese Franc

Legal and institutional foundation

The Franc Congolais Numérique (FCN) is not just a concept—it is a national project already submitted to the Constitutional Court, backed by the Loi sur l’intangibilité monétaire. This legal framework secures its official status as the digital currency of the DRC, under the guarantee of the Central Bank.

Strategic objectives

  • Strengthen monetary sovereignty by reducing dependency on the US dollar.
  • Ensure transparent and traceable transactions within the national economy.
  • Provide the diaspora with an official digital channel to send money home safely.

👉 The FCN is the institutional backbone of Congo’s financial independence.


4️⃣ EYA: Eyano Cryptomonnaie – The Diaspora’s Global Currency

A distinct and complementary project

Unlike the FCN, EYA is a private cryptocurrency developed by Eyano International Multiservices Inc.. Its White Paper is currently under development, and it is designed as a global tool for the Congolese diaspora and international investors.

The mission of EYA

  • Enable diaspora crowdfunding and collective investment in real estate and business projects.
  • Serve as a digital store of value and a means of exchange across borders.
  • Support the export of Congolese agro-industrial products via Eyano International and its global trade network.

Practical example

  1. A group of Congolese professionals in Canada invests in an apartment building in Toronto.
  2. Their ownership shares are represented digitally via EYA tokens.
  3. Rental income is distributed in EYA or converted into FCN for direct investment in the DRC.

Thus, EYA empowers the diaspora with a borderless, innovative tool while complementing the FCN.


5️⃣ The Integrated Model: Real Estate + FCN + EYA

  • North American Real Estate → generates steady cash flows in USD/CAD.
  • FCN (official national digital currency) → ensures legal, secure, and sovereign repatriation of diaspora funds.
  • EYA (Eyano Cryptomonnaie) → boosts global participation, enabling digital investment and value circulation.
  • Eyano Institut de manioc → transforms Congolese soil into an engine of agro-industrial growth.
  • Amani Prosperity Plan → ensures that critical minerals finance national industrialization with international partners.

This ecosystem creates a transatlantic prosperity cycle:
Diaspora invests abroad → Revenues converted into FCN/EYA → Funds reinvested in agriculture & energy in DRC → Exports through Eyano International → Profits reinvested in real estate abroad.


6️⃣ Roadmap for the Congolese Diaspora

  1. Organize diaspora investment cooperatives in Canada, the USA, and Europe.
  2. Launch real estate funds via Eyano International Bank accessible from 1,000 USD or the equivalent in FCN/EYA.
  3. Use FCN for official transfers to the DRC under the legal guarantee of the Congolese state.
  4. Adopt EYA as a parallel, global crypto-asset to expand participation and accelerate diaspora inclusion.
  5. Leverage profits from real estate to finance Eyano Institut de manioc, hydroelectric projects, and industrial zones.

Conclusion: One Nation, Two Currencies, One Future

The DRC is laying the foundations of a new economic model.

  • With the Amani Prosperity Plan, the country secures its subsoil riches.
  • With Eyano Institut de manioc, it transforms its fertile soil into industrial wealth.
  • With the FCN, it protects its monetary sovereignty and secures diaspora remittances.
  • With EYA, it builds a global financial bridge that unites the diaspora with opportunities abroad and investments at home.

👉 Together, these initiatives draw a new horizon: a Congo that is not only the heart of Africa, but also a pillar of the global economy, moving step by step toward the ambitious goal of 1 billion dollars in annual revenue.

✍️
Augustin Kazadi-Cilumbayi
President & CEO
Eyano Publishing
📧 contact@eyanoexpress.com
📞 US/Canada: +1 800 955 0153 | International: +1 613 882 0555
🌐 www.eyanoexpress.com

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